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#Indigo mastercard customer service full

For example, they all have foreign transaction fees of 1%. The Destiny Mastercard has very similar offers as both the Milestone and Indigo cards. The other two cards are the Indigo credit card and the Milestone credit card. The Destiny credit card is one of three cards marketed by Genesis Financial Services.

#Indigo mastercard customer service full

You can see the full Mastercard Benefits here.Ĭompared to other Genesis Financial Services cards Essentially, you will not be held liable for any fraudulent charges to your credit card. Zero Liability Protection - This is present in almost all credit cards.If an ID theft is suspected, Mastercard will provide Resolution Services.

TransUnion is also monitored for potential ID theft. Mastercard ID Theft Protection - This services monitors your vital information like email address, credit card numbers, social security numbers in the dark web to detect any possibility of it being stolen.Since, Destiny does not have a mobile app, there is no "account alerts" at the moment.Ĭard members will also get the following Mastercard benefits which is very useful: In fact, paying your bills online is free. While Destiny Mastercard does not have a mobile app, you can manage your account online at You can pay your bills online and choose paperless statements as well. No Mobile App - Destiny has no mobile app and their desktop online account website is not mobile friendly either (for now).

Late and Over-the-limit Fee - There is a $40 charge for late payments or going over the limit.

1% is lower than the standard 3% though I expect that most cardholders will never use this card abroad.

Foreign transaction is 1% - The foreign transaction fee is 1% for all cards.

Once you are given your starting credit limit, the will be the limit for as long as you have the card.

Credit Limits do not increase - Destiny does not increase your credit limit.

There are a couple of other things that you should be aware of. The regular purchase APR are either 24.9%, 29.9% or 35.9%. There are three credit limits that you can be offered, $300, $500 or $700. Four of them just have an annual fee that does not charge any monthly fee from the second year onwards. If you are pre-approved, you can be offered any of these two version below (each with different terms and conditons).Īs you can see from the table above, there are 6 versions and terms and conditions that you could be potentially offered.

No more than $60,000 in non-credit card and non-mortgage debt like student loans or auto loans Not more than 2 hard inquiries during the last 6 months - this is a major reason why many folks get deniedĪt least 2 existing trade lines - this can including student loans or auto loans It's downside is that the starting credit limit of $300 does not increase so at best, this card should be considered a stop gap until you can get another unsecured credit card with a much higher credit limit. It is also one of the rare credit cards that allows you to use Moneygram to pay your bills and will approved those who have been discharged from bankruptcy. The Destiny Mastercard from Genesis Financial Services is one of the few unsecured credit card that does not charge any monthly fees (they just charge an annual fee) and allows you to get pre-approved first without any impact on your credit score.